Daniel P. Amos
Chairman and Chief Executive Officer
Executive
19 reports
Aflac Incorporated ·AFL
Financials · Fortune #222 · Divisional structure · 13K employees · Columbus, GA
Sourced from Aflac Incorporated DEF 14A · filed 2026-03-19 ↗ View on SEC
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Download the CSV data insteadTwo geographic presidents run nearly all insurance operations at Aflac, with Aflac U.S. and Japan driving earnings. This page maps the divisional structure, executive team, and reporting lines, with analysis of span, depth, leadership stability, and peer comparison.
What to model
Start with the public baseline, then use the scenario views and source-backed changes to ask what happens when leadership, span, or team ownership shifts.
January 2025: Continued consolidation of investment management under Aflac Global Investments.
Source · See change logThe people
9 executives identified as Named Executive Officers in the most recent SEC proxy. Bar length scales with tenure.
Chairman and Chief Executive Officer
Executive
19 reports
President, Aflac U.S.
Aflac U.S.
4 reports
Senior Executive Vice President and Chief Financial Officer
Finance
3 reports
Executive Vice President and Global Chief Investment Officer; President, Aflac Global Investments
Investments
2 reports
Senior Executive Vice President and General Counsel
Legal
1 reports
Chief Human Resources Officer
Human Resources
0 reports
Chief Risk Officer
Risk
1 reports
Chief Marketing Officer
Marketing
0 reports
President, Aflac Incorporated
Corporate
0 reports
The pay
From the most recent DEF 14A Summary Compensation Table. 2 named executive officers disclosed. Bar length scales with total compensation.
The skin in the game
Insider stock holdings and the company's ownership requirements for executives and directors. Disclosed in the most recent DEF 14A.
Non-employee directors must hold stock equal to 5x annual cash retainer.
The businesses
4 divisions report into the group CEO. Tile size scales with estimated headcount.
6K employees
President, Aflac U.S. (Virgil R. Miller)
U.S. supplemental health and life insurance operations across all states.
4K employees
President, Aflac Incorporated (Virgil R. Miller)
Japanese supplemental insurance business and primary earnings contributor.
500 employees
Global Chief Investment Officer (Bradley E. Dyslin)
Manages investment portfolio supporting insurance liabilities.
1K employees
Chief Financial Officer (Max K. Brodn)
Finance, legal, risk, HR, and shared services.
The thesis
Two geographic business presidents dominate Aflac’s operating structure, with Aflac U.S.
and Japan accounting for nearly all insurance revenue. The CEO’s direct reports skew toward divisional and capital-management roles rather than product heads, reflecting the company’s insurance-centric, geography-first design. This structure concentrates P&L accountability at the regional level while corporate functions remain comparatively lean.
The long CEO tenure and stable C-suite contribute to continuity in strategy, particularly in Japan, which remains the largest earnings contributor. Unlike many peers, Aflac does not elevate standalone product or technology chiefs to P&L status, reinforcing its traditional insurance operating model.
The comparison
Compared with peers such as MetLife and Prudential Financial, Aflac’s structure is more tightly focused on two core geographies rather than multiple product lines. Its CEO span is narrower than diversified insurers but deeper than specialty insurers. The absence of a COO mirrors several large insurers, while the …
Current signals
The most consequential recent shift was elevating enterprise risk to a direct CEO report in 2025.
January 2025: Continued consolidation of investment management under Aflac Global Investments.
SourceYear-over-year executive structure based on SEC proxy and annual filings.
Leadership remained stable with no CEO or CFO turnover.
Geographic divisional model unchanged.
Long-tenured CEO and stable executive slate.
CEO span increased with the elevation of risk oversight to a direct report.
The board
2 directors. 1 of 2 independent (50%). Source: most recent DEF 14A.
Chairman and CEO, Aflac Incorporated
Retired Chairman and CEO, Georgia Power Co.
Also on: Exelon Corporation
The board, organized
1 standing committees. Audit and Compensation must be 100% independent under SEC rules; the rest vary.
Daniel P. Amos has served as Chairman and CEO since 1990.
Aflac uses a divisional structure organized primarily by geography.
The CEO has eight direct reports, mainly divisional and capital leaders.
In 2025, Aflac elevated enterprise risk to report directly to the CEO.
No, Aflac does not maintain a standalone Chief Operating Officer role.
Reference
If you reference this page in research, analysis, or news writing, use one of the formats below. Citation includes the SEC filing source where applicable.
Creately. (2026). Aflac Incorporated organizational structure. Creately. Retrieved , from https://creately.com/org-chart/fortune-500/aflac/"Aflac Incorporated Organizational Structure." Creately, April 1, 2026, https://creately.com/org-chart/fortune-500/aflac/. Accessed .Creately. "Aflac Incorporated Organizational Structure." Last modified April 1, 2026. https://creately.com/org-chart/fortune-500/aflac/.Aflac Incorporated. DEF 14A. Filed 2026-03-19. U.S. Securities and Exchange Commission. https://www.sec.gov/Archives/edgar/data/4977/000162828026019621/afl-20260319.htmPermanent URL: https://creately.com/org-chart/fortune-500/aflac/ · last updated 2026-04-01