MetLife, Inc. ·MET

Five business presidents run distinct P&Ls under the CEO

Insurance · Fortune #57 · Divisional structure · 45K employees · New York, NY

View as of:
6
CEO span
↓ tighter than peers (avg 9)
6
Avg span
wide
2
Max depth
2 levels
5.5 yr
Avg tenure
stable vs FY2024
67%
Internal hires
↑ above industry avg
Consolidated financials FY2025 · period end 2025-12-31 · 10-K
Revenue
$2.4B
Operating income
$6.1B
Net income
$3.4B
Total assets
$745.2B
Shares out
652M

Sourced from MetLife, Inc. DEF 14A · filed 2026-04-29 ↗ View on SEC

Interactive org chart

MetLife, Inc. organizational chart

Explore the executive structure, reporting layers, and scenario-ready operating model from public filings.

Open editable chart

Five business presidents report directly to MetLife’s CEO, highlighting a divisional structure with strong P&L accountability. This page maps the executive team, analyzes reporting depth and span, and compares MetLife’s structure with insurance peers.

What to model

Use the chart to test org decisions, not just view reporting lines

Start with the public baseline, then use the scenario views and source-backed changes to ask what happens when leadership, span, or team ownership shifts.

Latest signal Daniel S. Glaser joined as Director

Elected to the Board on February 24, 2026.

Source · See change log

Scenario views in the chart

  • Add Chief AI Officer Introduce a Chief AI Officer reporting to the CEO to centralize AI strategy across divisions.
  • Create COO Role Insert a COO to reduce CEO span by consolidating operations and technology.

Atlas work this supports

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The people

Who's running this

7 executives identified as Named Executive Officers in the most recent SEC proxy. Bar length scales with tenure.

internal

Michel A. Khalaf

President and Chief Executive Officer

Executive

6 yr

6 reports

internal

John D. McCallion

Executive Vice President and Chief Financial Officer; Head of MetLife Investment Management

Finance

8 yr

0 reports

internal

Marlene Debel

Executive Vice President and Chief Risk Officer; Head of MetLife Investment Income

Risk

5 yr

0 reports

internal

Bill Pappas

Executive Vice President and Head of Global Technology & Operations

Technology & Operations

7 yr

0 reports

internal

Ramy Tadros

Regional President, U.S. Business; Head of MetLife Holdings

U.S. Business

6 yr

0 reports

Open Role

President, Group Benefits

Group Benefits

1 yr

0 reports

Open Role

President, Retirement & Income Solutions

RIS

1 yr

0 reports

The pay

Executive compensation

From the most recent DEF 14A Summary Compensation Table. 1 named executive officers disclosed. Bar length scales with total compensation.

Michel A. Khalaf $22.4M
Base salary
$1.50M
Stock awards
$14.80M
Option awards
$4.60M
Non-equity incentive
$1.10M
Other
$371K
Fiscal year
FY2025
Source
SEC DEF 14A ↗

The skin in the game

Beneficial ownership

Insider stock holdings and the company's ownership requirements for executives and directors. Disclosed in the most recent DEF 14A.

Stock ownership requirements
5×Director cash retainer

Directors are expected to hold shares equal to five times the annual cash retainer.

The businesses

How MetLife, Inc. divides the work

4 divisions report into the group CEO. Tile size scales with estimated headcount.

Group Benefits

12K employees

President, Group Benefits (Open Role)

Provides employer-sponsored life, dental, disability, and related benefits.

Retirement & Income Solutions

8K employees

President, Retirement & Income Solutions (Open Role)

Manages pension risk transfer, annuities, and retirement income products.

U.S. Business

15K employees

Regional President, U.S. Business (Ramy Tadros)

Oversees MetLife’s core U.S. insurance and holdings operations.

MetLife Investment Management

2K employees

CFO and Head of MIM (John D. McCallion)

Manages general account and third-party assets globally.

The thesis

Why this org is unusual

MetLife’s most distinctive structural feature is that its CEO directly oversees multiple business presidents who each run sizable, standalone P&Ls.

Rather than consolidating operations under a COO, Michel Khalaf maintains direct accountability across Group Benefits, Retirement & Income Solutions, U.S. Business, and Investment Management. This reinforces a divisional model with clear profit ownership.

The structure emphasizes financial discipline and risk control, with the CFO and CRO both holding dual enterprise and business responsibilities. Technology and operations are centralized under a single global leader, supporting scale efficiencies while preserving business autonomy. Overall depth is moderate, reflecting a balance between diversification and centralized oversight.

  • No Chief Operating Officer role
  • Multiple business presidents report directly to CEO

The comparison

How MetLife, Inc. stacks up

Compared with peers like Prudential Financial and AIG, MetLife operates with a slightly flatter executive structure and no dedicated COO. Its divisional presidents resemble Prudential’s segment CEOs, but MetLife centralizes technology and risk more tightly. Unlike some European insurers, MetLife avoids a matrix …

C-suite size

MetLife, Inc.
7
Prudential Financial
8
AIG
9
Manulife
8
Allianz
10

Reporting depth

MetLife, Inc.
2 levels
Prudential Financial
4 levels
AIG
5 levels
Manulife
5 levels
Allianz
6 levels

Avg C-suite tenure

MetLife, Inc.
6 yr
Prudential Financial
5 yr
AIG
4 yr
Manulife
6 yr
Allianz
5 yr

Has COO / Has CAIO

MetLife, Inc. — no COO — no CAIO
Prudential Financial — no COO — no CAIO
AIG ✓ COO — no CAIO
Manulife ✓ COO — no CAIO
Allianz ✓ COO — no CAIO

Current signals

What changed recently

In February 2026, MetLife expanded its board with the addition of two independent directors.

  • new
    Daniel S. Glaser Director

    Elected to the Board on February 24, 2026.

    Source
  • new
    Michelle R. Seitz Director

    Elected to the Board on February 24, 2026.

    Source

Leadership Timeline

Year-over-year executive structure based on SEC proxy and annual filings.

FY2025
DEF 14A filed 2026-04-29
CEO
Michel A. Khalaf
CEO span
5
C-suite
5
Avg tenure
5.5 yr

Stable executive team with no CEO or CFO transition.

Named executive officers (5)
  • Michel A. Khalaf - President and CEO since 2019
  • John D. McCallion - EVP and CFO since 2017
  • Bill Pappas - EVP, Head of GTO since 2019
  • Ramy Tadros - Regional President, U.S. Business since 2019
  • Marlene Debel - EVP and CRO since 2020
FY2024
DEF 14A filed 2025-04-29
CEO
Michel A. Khalaf
CEO span
5
C-suite
5
Avg tenure
5 yr

Continuation of divisional leadership model.

Named executive officers (5)
  • Michel A. Khalaf - President and CEO since 2019
  • John D. McCallion - EVP and CFO since 2017
  • Bill Pappas - EVP, Head of GTO since 2019
  • Ramy Tadros - Regional President, U.S. Business since 2019
  • Marlene Debel - EVP and CRO since 2020

Year-over-year changes

FY2024 → FY2025

No material changes in executive structure year over year.

  • CEO span: 5 → 5
  • C-suite size: 5 → 5
  • Avg tenure: 5 → 5.5 yr

Frequently Asked Questions

Who is the CEO of MetLife, Inc.?

Michel A. Khalaf has served as President and CEO since 2019.

What type of organizational structure does MetLife, Inc. use?

MetLife uses a divisional structure organized around major businesses and regions.

How many direct reports does MetLife, Inc.'s CEO have?

The CEO has six direct executive reports.

How has MetLife, Inc.'s leadership changed recently?

In February 2026, MetLife added two new independent directors to its board.

Does MetLife, Inc. have a COO?

No, MetLife does not currently have a Chief Operating Officer.

Sources

  • 8-K Filing, Feb 2026
  • SEC EDGAR: MetLife, Inc. DEF 14A Proxy Statement
  • SEC EDGAR: MetLife, Inc. 10-K Annual Report

Reference

Cite this page

If you reference this page in research, analysis, or news writing, use one of the formats below. Citation includes the SEC filing source where applicable.

APA 7th
Creately. (2026). MetLife, Inc. organizational structure. Creately. Retrieved , from https://creately.com/org-chart/fortune-500/metlife/
MLA 9th
"MetLife, Inc. Organizational Structure." Creately, April 1, 2026, https://creately.com/org-chart/fortune-500/metlife/. Accessed .
Chicago 17
Creately. "MetLife, Inc. Organizational Structure." Last modified April 1, 2026. https://creately.com/org-chart/fortune-500/metlife/.
Original SEC source View on SEC ↗
MetLife, Inc.. DEF 14A. Filed 2026-04-29. U.S. Securities and Exchange Commission. https://www.sec.gov/Archives/edgar/data/1099219/000109921926000026/met-20260429.htm

Permanent URL: https://creately.com/org-chart/fortune-500/metlife/ · last updated 2026-04-01

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