internal
Ryan McInerney
Chief Executive Officer
Executive
3 yr
8 reports
Visa Inc. ·V
Visa operates at scale without a Chief Operating Officer
Business Services · Fortune #127 · Divisional structure · 32K employees · San Francisco, CA
8
CEO span
↓ tighter than peers (avg 9)
3.9
Avg span
moderate
2
Max depth
2 levels
5.5 yr
Avg tenure
50%
Internal hires
near industry avg
Consolidated financials FY2025 · period end 2025-09-30 · 10-K
Revenue
$40.0B
Operating income
$24.0B
Net income
$20.1B
Total assets
$99.6B
Shares out
470M
Sourced from Visa Inc. DEF 14A · filed 2025-12-08 ↗ View on SEC
Interactive org chart
Visa Inc. organizational chart
Explore the executive structure, reporting layers, and scenario-ready operating model from public filings.
Open editable chart
Take this model into your AI workspace Use AI to reason through the model, then bring the scenario back into Creately Atlas.
Choose a prompt, then open an AI app and paste.
Download the CSV data instead
Visa operates at global scale without a Chief Operating Officer, with eight executives reporting directly to the CEO. This page maps Visa’s divisional leadership structure, executive team, and governance, with analysis and peer comparison highlighting its unusually flat top layer.
What to model
Use the chart to test org decisions, not just view reporting lines
Start with the public baseline, then use the scenario views and source-backed changes to ask what happens when leadership, span, or team ownership shifts.
Latest signal Julie Rottenberg joined as General Counsel
Appointed General Counsel in 2023.
Source · See change logScenario views in the chart
- Add Chief Operating Officer Introduce a COO to consolidate operational execution across technology and global markets, reducing CEO span.
Atlas work this supports
- Connect Workday or UKG Get these analytics for YOUR org — tenure, span of control, headcount, automatically from your HRIS.
- Connect Salesforce Map your target accounts like this. Import contacts, visualize decision chains, plan multi-threading.
- Plan a Reorg Use this as a starting point. Model scenarios, compare structures, present options to your board.
The people
Who's running this
9 executives identified as Named Executive Officers in the most recent SEC proxy. Bar length scales with tenure.
internal
Rajat Taneja
President, Technology
Technology
4 yr
0 reports
Oliver Jenkyn
President, Global Markets
Global Markets
6 yr
0 reports
Chris Suh
Chief Financial Officer
Finance
3 yr
0 reports
internal
Paul Fabara
Chief Risk and Client Services Officer
Risk & Client Services
11 yr
0 reports
Jack Forestell
Chief Product and Strategy Officer
Products & Strategy
3 yr
0 reports
Kelly Mahon Tullier
Vice Chair, Chief People and Corporate Affairs Officer
People & Corporate Affairs
7 yr
0 reports
Frank Cooper III
Chief Marketing Officer
Marketing
5 yr
0 reports
Julie Rottenberg
General Counsel
Legal
3 yr
0 reports
The pay
Executive compensation
From the most recent DEF 14A Summary Compensation Table. 1 named executive officers disclosed. Bar length scales with total compensation.
Ryan McInerney $31.6M
- Base salary
- $1.51M
- Stock awards
- $5.69M
- Option awards
- $5.25M
- Non-equity incentive
- $18.72M
- Pension change
- $21K
- Other
- $373K
- Fiscal year
- FY2025
- Source
- SEC DEF 14A ↗
The skin in the game
Beneficial ownership
Insider stock holdings and the company's ownership requirements for executives and directors. Disclosed in the most recent DEF 14A.
Stock ownership requirements
6×CEO base salary
Stock ownership guidelines expressed as multiples of base salary.
The businesses
How Visa Inc. divides the work
3 divisions report into the group CEO. Tile size scales with estimated headcount.
Global Markets
12K employees
President, Global Markets (Oliver Jenkyn)
Oversees regional P&Ls and client relationships across more than 200 countries.
Technology
9K employees
President, Technology (Rajat Taneja)
Runs VisaNet, cybersecurity, and global transaction processing platforms.
Products & Strategy
4K employees
Chief Product and Strategy Officer (Jack Forestell)
Leads consumer payments, new flows, and value-added services strategy.
The thesis
Why this org is unusual
Visa’s most distinctive structural feature is the absence of a Chief Operating Officer despite its $40B revenue scale.
Operational accountability is distributed across technology, global markets, and client services leaders rather than centralized under a COO. This places unusual span and coordination demands on the CEO.
The CEO directly oversees eight senior executives covering finance, technology, risk, people, markets, products, marketing, and legal. Divisional authority sits primarily in Global Markets and Products, while Technology operates as a centralized platform function supporting all regions.
Compared with peers, Visa relies on strong functional presidents and long-tenured internal leaders, particularly in risk and technology, to manage execution without an intervening operating layer.
- No COO role
- High CEO span of control
- Technology led by a President-level executive
The comparison
How Visa Inc. stacks up
Peers such as Mastercard and American Express typically include a COO or equivalent operations leader. Visa’s model instead emphasizes regional P&L ownership and centralized technology governance. This increases CEO span but reduces hierarchy, contributing to faster cross-functional decision-making at the top.
C-suite size
Reporting depth
Avg C-suite tenure
Has COO / Has CAIO
Visa Inc. — no COO — no CAIO
PayPal — no COO — no CAIO
Current signals
What changed recently
The most significant recent change was the transition to an independent Board Chair in January 2024.
- Date not confirmed new
- Date not confirmed reorgBoard Leadership Independent Chair
John F. Lundgren elected independent Board Chair effective January 2024.
Source
Leadership Timeline
Year-over-year executive structure based on SEC proxy and annual filings.
FY2025
DEF 14A filed 2025-12-08
- CEO
- Ryan McInerney
- CEO span
- 8
- C-suite
- 5
- Avg tenure
- 5.5 yr
Leadership team stabilized under a new CEO without adding a COO role.
Named executive officers (5)
- Ryan McInerney - Chief Executive Officer since 2023
- Chris Suh - Chief Financial Officer since 2023
- Paul Fabara - Chief Risk and Client Services Officer since 2014
- Rajat Taneja - President, Technology since 2022
- Kelly Mahon Tullier - Vice Chair, Chief People and Corporate Affairs Officer since 2018
Frequently Asked Questions
Who is the CEO of Visa?
Ryan McInerney has served as Visa’s CEO since February 2023.
What type of organizational structure does Visa use?
Visa uses a divisional structure centered on global markets and product lines.
How many direct reports does Visa's CEO have?
Visa’s CEO has eight direct reports.
How has Visa's leadership changed recently?
Visa transitioned to an independent Board Chair in January 2024 and added a new General Counsel in 2023.
Does Visa have a COO?
No—Visa operates without a Chief Operating Officer, distributing operations across senior leaders.
Sources
- Company Newsroom, 2023
- DEF 14A, Jan 2024
- SEC EDGAR: Visa Inc. DEF 14A Proxy Statement
- SEC EDGAR: Visa Inc. 10-K Annual Report
Reference
Cite this page
If you reference this page in research, analysis, or news writing, use one of the formats below. Citation includes the SEC filing source where applicable.
APA 7th
Creately. (2026). Visa Inc. organizational structure. Creately. Retrieved , from https://creately.com/org-chart/fortune-500/visa/MLA 9th
"Visa Inc. Organizational Structure." Creately, April 1, 2026, https://creately.com/org-chart/fortune-500/visa/. Accessed .Chicago 17
Creately. "Visa Inc. Organizational Structure." Last modified April 1, 2026. https://creately.com/org-chart/fortune-500/visa/.Original SEC source View on SEC ↗
Visa Inc.. DEF 14A. Filed 2025-12-08. U.S. Securities and Exchange Commission. https://www.sec.gov/Archives/edgar/data/1403161/000130817925000635/v-20251208.htmPermanent URL: https://creately.com/org-chart/fortune-500/visa/ · last updated 2026-04-01