internal
Ren F. Jones
Chairman of the Board & Chief Executive Officer
Executive
8 yr
7 reports
M&T Bank Corporation ·MTB
Chairman-CEO with unusually small, long-tenured enterprise team
Financials · Fortune #317 · Hybrid structure · 22K employees · Buffalo, New York
View as of:
6
CEO span
↓ tighter than peers (avg 10)
2.3
Avg span
tight
3
Max depth
3 levels
4.7 yr
Avg tenure
stable vs FY2024
67%
Internal hires
↑ above industry avg
Consolidated financials FY2025 · period end 2025-12-31 · 10-K
Revenue
$1.7B
Net income
$2.9B
Total assets
$213.5B
Shares out
149M
Sourced from M&T Bank Corporation DEF 14A · filed 2026-03-10 ↗ View on SEC
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M&T Bank Corporation organizational chart
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M&T Bank operates with a combined Chairman–CEO and a notably small, long-tenured enterprise leadership team. This page details its executive structure, reporting lines, recent leadership changes, compensation, and how its centralized model compares with peer regional banks.
What to model
Use the chart to test org decisions, not just view reporting lines
Start with the public baseline, then use the scenario views and source-backed changes to ask what happens when leadership, span, or team ownership shifts.
Latest signal Peter G. D'Arcy joined as Senior EVP & Head of Commercial Banking
Added to Named Executive Officers for the first time in fiscal year 2025 (proxy filed 2026-03-10).
Source · See change logScenario views in the chart
- Add Chief AI Officer Introduce a Chief AI Officer reporting to the CEO to centralize advanced analytics, automation, and AI governance.
- Create Chief Operating Officer Role Add a COO to consolidate enterprise platforms and operations under a single executive, reducing CEO operational load.
Atlas work this supports
- Connect Workday or UKG Get these analytics for YOUR org — tenure, span of control, headcount, automatically from your HRIS.
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- Plan a Reorg Use this as a starting point. Model scenarios, compare structures, present options to your board.
The people
Who's running this
7 executives identified as Named Executive Officers in the most recent SEC proxy. Bar length scales with tenure.
internal
Kevin J. Pearson
Vice Chairman
Consumer & Wealth
10 yr
0 reports
Christopher E. Kay
Senior Executive Vice President & Head of Enterprise Platforms
Technology & Operations
4 yr
0 reports
internal
Peter G. D'Arcy
Senior Executive Vice President & Head of Commercial Banking
Commercial Banking
1 yr
0 reports
Daryl N. Bible
Senior Executive Vice President & Chief Financial Officer
Finance
3 yr
1 reports
internal
Michael Todaro
Senior Executive Vice President & Chief Risk Officer
Risk
2 yr
0 reports
internal
Laura P. O'Hara
Chief Legal Officer
Legal
5 yr
0 reports
The pay
Executive compensation
From the most recent DEF 14A Summary Compensation Table. 1 named executive officers disclosed. Bar length scales with total compensation.
Ren F. Jones $12.0M
- Base salary
- $1.10M
- Bonus
- $3.30M
- Stock awards
- $6.66M
- Option awards
- $740K
- Non-equity incentive
- $22K
- Pension change
- $193K
- Fiscal year
- FY2025
- Source
- SEC DEF 14A ↗
The businesses
How M&T Bank Corporation divides the work
4 divisions report into the group CEO. Tile size scales with estimated headcount.
Commercial Banking
6K employees
Senior EVP & Head of Commercial Banking (Peter G. D'Arcy)
Provides lending, treasury, and advisory services to middle-market and corporate clients.
Consumer & Wealth Management
7K employees
Vice Chairman (Kevin J. Pearson)
Oversees consumer banking, mortgage, dealer services, and wealth management under Wilmington Trust.
Enterprise Platforms
5K employees
Senior EVP & Head of Enterprise Platforms (Christopher E. Kay)
Manages technology, operations, and enterprise infrastructure across the bank.
Risk Management
1K employees
Senior EVP & Chief Risk Officer (Michael Todaro)
Oversees enterprise risk, credit, compliance, and regulatory governance.
The thesis
Why this org is unusual
M&T Bank is led by a combined Chairman–CEO supported by a notably small and stable enterprise leadership team.
The CEO has just six direct reports, all long-tenured executives with clear enterprise-wide mandates rather than divisional CEOs. This reflects M&T’s historically conservative governance model, emphasizing centralized control and risk discipline. The structure prioritizes functional leadership over autonomous business units, with major revenue lines coordinated through the Vice Chairman and Commercial Banking head.
- Chairman and CEO roles combined since 2017
- No standalone COO role
- High internal promotion among senior leadership
The comparison
How M&T Bank Corporation stacks up
Compared with other large regional banks, M&T operates with a leaner C-suite and fewer direct CEO reports. Peers such as PNC and U.S. Bancorp typically add a COO or multiple segment CEOs, increasing CEO span and depth. M&T’s approach resembles a traditional bank-holding-company model, favoring continuity and …
C-suite size
Reporting depth
M&T Bank Corporation
3 levels
5 levels
5 levels
6 levels
5 levels
Avg C-suite tenure
M&T Bank Corporation
5 yr
6 yr
4 yr
Has COO / Has CAIO
M&T Bank Corporation — no COO — no CAIO
Current signals
What changed recently
The most significant recent change was the elevation of Peter G. D'Arcy to the Named Executive Officer group in 2025.
- newPeter G. D'Arcy Senior EVP & Head of Commercial Banking
Added to Named Executive Officers for the first time in fiscal year 2025 (proxy filed 2026-03-10).
Source - Date not confirmed newDaryl N. Bible Chief Financial Officer
Joined M&T as CFO in June 2023; completed second full year in role in 2025.
Source
Leadership Timeline
Year-over-year executive structure based on SEC proxy and annual filings.
FY2025
DEF 14A filed 2026-03-10
- CEO
- Ren F. Jones
- CEO span
- 6
- C-suite
- 5
- Avg tenure
- 4.7 yr
Commercial Banking leadership elevated to NEO level.
Named executive officers (5)
- Ren F. Jones - Chairman & CEO since 2017
- Daryl N. Bible - CFO since 2023
- Kevin J. Pearson - Vice Chairman
- Christopher E. Kay - Head of Enterprise Platforms since 2022
- Peter G. D'Arcy - Head of Commercial Banking since 2025
FY2024
DEF 14A filed 2025-03-04
- CEO
- Ren F. Jones
- CEO span
- 6
- C-suite
- 5
- Avg tenure
- 4.9 yr
Risk leadership represented at NEO level.
Named executive officers (5)
- Ren F. Jones - Chairman & CEO since 2017
- Daryl N. Bible - CFO since 2023
- Kevin J. Pearson - Vice Chairman
- Christopher E. Kay - Head of Enterprise Platforms since 2022
- Michael Todaro - Chief Risk Officer
Year-over-year changes
Commercial Banking was elevated in prominence with its leader added to the NEO group.
- CEO span: 6 → 6
- C-suite size: 5 → 5
- Avg tenure: 4.9 → 4.7 yr
- new Peter G. D'Arcy - Head of Commercial Banking (DEF 14A, 2026-03-10)
Frequently Asked Questions
Who is the CEO of M&T Bank?
Ren F. Jones has served as Chairman and Chief Executive Officer since December 2017.
What type of organizational structure does M&T Bank use?
M&T Bank uses a centralized, enterprise-led hybrid structure with strong functional leadership.
How many direct reports does M&T Bank's CEO have?
The CEO has six direct reports, all senior enterprise executives.
How has M&T Bank's leadership changed recently?
In 2025, Peter G. D'Arcy was added to the Named Executive Officer group as Head of Commercial Banking.
Does M&T Bank have a COO?
No, M&T Bank does not have a standalone Chief Operating Officer; operational leadership sits with enterprise platform and business heads.
Sources
- DEF 14A, Mar 2026
- Company disclosures; DEF 14A
- SEC EDGAR: M&T Bank Corporation DEF 14A Proxy Statement
- SEC EDGAR: M&T Bank Corporation 10-K Annual Report
Reference
Cite this page
If you reference this page in research, analysis, or news writing, use one of the formats below. Citation includes the SEC filing source where applicable.
APA 7th
Creately. (2026). M&T Bank Corporation organizational structure. Creately. Retrieved , from https://creately.com/org-chart/fortune-500/mandt-bank/MLA 9th
"M&T Bank Corporation Organizational Structure." Creately, April 1, 2026, https://creately.com/org-chart/fortune-500/mandt-bank/. Accessed .Chicago 17
Creately. "M&T Bank Corporation Organizational Structure." Last modified April 1, 2026. https://creately.com/org-chart/fortune-500/mandt-bank/.Original SEC source View on SEC ↗
M&T Bank Corporation. DEF 14A. Filed 2026-03-10. U.S. Securities and Exchange Commission. https://www.sec.gov/Archives/edgar/data/36270/000119312526099298/d74790ddef14a.htmPermanent URL: https://creately.com/org-chart/fortune-500/mandt-bank/ · last updated 2026-04-01