Huntington Bancshares Incorporated ·HBAN

Two line-of-business presidents sit directly under the CEO

Financials · Fortune #351 · Hybrid structure · 20K employees · Columbus, Ohio

View as of:
8
CEO span
near peer avg (8)
2.4
Avg span
tight
3
Max depth
3 levels
7 yr
Avg tenure
stable vs FY2025
25%
Internal hires
↓ below industry avg
Consolidated financials FY2025 · period end 2025-12-31 · 10-K
Revenue
$1.6B
Net income
$2.2B
Total assets
$225.1B
Shares out
2.03B

Sourced from Huntington Bancshares Incorporated DEF 14A · filed 2026-03-12 ↗ View on SEC

Interactive org chart

Huntington Bancshares Incorporated organizational chart

Explore the executive structure, reporting layers, and scenario-ready operating model from public filings.

Open editable chart

Two line-of-business presidents report directly to Huntington’s CEO, an unusual structure for a $225B-asset regional bank. This page maps the enterprise org, executive team, and reporting lines, analyzes span of control and depth, and compares Huntington’s leadership model with peer banks.

What to model

Use the chart to test org decisions, not just view reporting lines

Start with the public baseline, then use the scenario views and source-backed changes to ask what happens when leadership, span, or team ownership shifts.

Latest signal Helga S. Houston changed role as Chief Risk Officer

Title changed to Senior Executive Vice President effective March 1, 2026.

Source · See change log

Scenario views in the chart

  • Add Chief AI Officer Introduce a Chief AI Officer reporting to the CEO to centralize data, analytics, and AI strategy.
  • Insert COO and move Risk Add a COO layer and move Risk and Operations under that role to reduce CEO span.

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The people

Who's running this

8 executives identified as Named Executive Officers in the most recent SEC proxy. Bar length scales with tenure.

Stephen D. Steinour

Chairman, President & Chief Executive Officer

Executive

17 yr

21 reports

Zachary J. Wasserman

Chief Financial Officer

Finance

7 yr

2 reports

Brant J. Standridge

President, Consumer & Regional Banking

Consumer Banking

4 yr

2 reports

internal

Scott D. Kleinman

President, Commercial Banking

Commercial Banking

6 yr

2 reports

Helga S. Houston

Chief Risk Officer

Risk

5 yr

2 reports

Open Role

Chief Technology & Operations Officer

Technology & Operations

1 yr

2 reports

Marcy C. Hingst

General Counsel

Legal

3 yr

2 reports

Open Role

Chief Human Resources Officer

Human Resources

1 yr

2 reports

The pay

Executive compensation

From the most recent DEF 14A Summary Compensation Table. 1 named executive officers disclosed. Bar length scales with total compensation.

Stephen D. Steinour $12.1M
Base salary
$1.19M
Stock awards
$6.90M
Non-equity incentive
$3.55M
Other
$485K
Fiscal year
FY2025

The skin in the game

Beneficial ownership

Insider stock holdings and the company's ownership requirements for executives and directors. Disclosed in the most recent DEF 14A.

Stock ownership requirements
10×CEO base salary
NEO base salary

Stock ownership guidelines disclosed in proxy.

The businesses

How Huntington Bancshares Incorporated divides the work

4 divisions report into the group CEO. Tile size scales with estimated headcount.

Consumer & Regional Banking

9K employees

President, Consumer & Regional Banking (Brant J. Standridge)

Retail, branch, and consumer product banking across Huntington’s regional footprint.

Commercial Banking

6K employees

President, Commercial Banking (Scott D. Kleinman)

Commercial, middle-market, and specialty lending including equipment finance.

Risk Management

1K employees

Chief Risk Officer (Helga S. Houston)

Enterprise risk, compliance, and regulatory oversight.

Finance

900 employees

Chief Financial Officer (Zachary J. Wasserman)

Financial management, reporting, capital, and treasury.

The thesis

Why this org is unusual

Two line-of-business presidents—Consumer & Regional Banking and Commercial Banking—report directly to the CEO, an uncommon structure among large U.S.

banks. This places both major revenue engines on equal footing at the top table rather than routing them through a COO. The structure reflects Huntington’s enterprise model following multiple regional-bank acquisitions, emphasizing accountability at the segment level.

The CEO’s span of control is relatively wide, with eight direct reports, but depth remains moderate at four levels. Risk, Legal, Finance, and Technology are centralized functions, while P&L ownership sits with the two presidents. This balance supports regulatory rigor while preserving business autonomy.

Compared with peers, Huntington relies heavily on long-tenured leadership, particularly the CEO, providing stability through integration cycles but also concentrating institutional knowledge at the top.

  • Two P&L presidents report directly to CEO
  • No separate COO role
  • CEO tenure exceeds 15 years

The comparison

How Huntington Bancshares Incorporated stacks up

Regional bank peers typically interpose a COO or a group banking head between the CEO and business-line leaders. Huntington’s direct-report model accelerates decision-making and keeps segment presidents highly visible to the board. However, it also increases the CEO’s coordination burden relative to peers with more …

C-suite size

Huntington Bancshares Incorporated
8
PNC Financial Services
9
Fifth Third Bancorp
8
Regions Financial
7

Reporting depth

Huntington Bancshares Incorporated
3 levels
PNC Financial Services
4 levels
Fifth Third Bancorp
4 levels
4 levels
Regions Financial
4 levels

Avg C-suite tenure

Huntington Bancshares Incorporated
7 yr
PNC Financial Services
6 yr
Fifth Third Bancorp
5 yr
Regions Financial
7 yr

Has COO / Has CAIO

Huntington Bancshares Incorporated — no COO — no CAIO
PNC Financial Services ✓ COO — no CAIO
Fifth Third Bancorp ✓ COO — no CAIO
KeyCorp ✓ COO — no CAIO
Regions Financial ✓ COO — no CAIO

Current signals

What changed recently

The most consequential recent change was the Cadence merger, which expanded the board and added a vice chairman role.

  • reorg
    Helga S. Houston Chief Risk Officer

    Title changed to Senior Executive Vice President effective March 1, 2026.

    Source
  • Date not confirmed new
    James D. Rollins III Vice Chairman, Board of Directors

    Appointed to board following Cadence merger effective Feb 1, 2026.

    Source

Leadership Timeline

Year-over-year executive structure based on SEC proxy and annual filings.

FY2026
DEF 14A filed 2026-03-12
CEO
Stephen D. Steinour
CEO span
8
C-suite
5
Avg tenure
7 yr

Cadence merger expanded board and reinforced enterprise model.

Named executive officers (5)
  • Stephen D. Steinour - CEO since 2009
  • Zachary J. Wasserman - CFO since 2019
  • Brant J. Standridge - President, Consumer & Regional Banking since 2022
  • Scott D. Kleinman - President, Commercial Banking since 2020
  • Helga S. Houston - Chief Risk Officer since 2021
FY2025
DEF 14A filed 2025-03-06
CEO
Stephen D. Steinour
CEO span
7
C-suite
5
Avg tenure
6.5 yr

Stable executive team with long CEO tenure.

Named executive officers (5)
  • Stephen D. Steinour - CEO since 2009
  • Zachary J. Wasserman - CFO since 2019
  • Brant J. Standridge - President, Consumer & Regional Banking since 2022
  • Scott D. Kleinman - President, Commercial Banking since 2020
  • Marcy C. Hingst - General Counsel since 2023
FY2024
DEF 14A filed 2024-03-07
CEO
Stephen D. Steinour
CEO span
7
C-suite
5
Avg tenure
6 yr

Enterprise structure solidified post-TCF integration.

Named executive officers (5)
  • Stephen D. Steinour - CEO since 2009
  • Zachary J. Wasserman - CFO since 2019
  • Brant J. Standridge - President, Consumer & Regional Banking since 2022
  • Scott D. Kleinman - President, Commercial Banking since 2020
  • Marcy C. Hingst - General Counsel since 2023

Year-over-year changes

FY2025 → FY2026

CEO span increased slightly following board and enterprise adjustments tied to the Cadence merger.

  • CEO span: 7 → 8
  • Avg tenure: 6.5 → 7 yr
  • reorg Helga S. Houston - Chief Risk Officer (was Chief Risk Officer) (DEF 14A 2026-03-12)

The board

Board of directors

3 directors. 2 of 3 independent (67%). Source: most recent DEF 14A.

Stephen D. Steinour

Chair Inside

Chairman, President & CEO, Huntington Bancshares

Director since 2009 · Age 66

Also on: Bath & Body Works, Inc.

David L. Porteous

Lead Indep. Independent

Attorney, McCurdy, Wotila & Porteous, P.C.

Director since 2003 · Age 72

Ann B. Crane

Independent

President & CEO, Crane Group

Director since 2010 · Age 68

The board, organized

Board committees

1 standing committees. Audit and Compensation must be 100% independent under SEC rules; the rest vary.

Audit Committee

100% independent
  • David L. Porteous Chair
  • Ann B. Crane

Frequently Asked Questions

Who is the CEO of Huntington Bancshares?

Stephen D. Steinour has served as Chairman, President, and CEO since January 2009.

What type of organizational structure does Huntington Bancshares use?

Huntington uses a hybrid enterprise structure combining centralized functions with business-line presidents.

How many direct reports does Huntington Bancshares's CEO have?

The CEO has eight direct reports.

How has Huntington Bancshares's leadership changed recently?

Recent changes include the Cadence merger adding new board members and a vice chairman in early 2026.

Does Huntington Bancshares have a COO?

No, Huntington does not have a separate COO; business-line presidents report directly to the CEO.

Sources

  • DEF 14A, Mar 2026
  • 8-K Filing, Feb 2026
  • SEC EDGAR: Huntington Bancshares Incorporated DEF 14A Proxy Statement
  • SEC EDGAR: Huntington Bancshares Incorporated 10-K Annual Report

Reference

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Creately. "Huntington Bancshares Incorporated Organizational Structure." Last modified April 1, 2026. https://creately.com/org-chart/fortune-500/huntington-bancshares/.
Original SEC source View on SEC ↗
Huntington Bancshares Incorporated. DEF 14A. Filed 2026-03-12. U.S. Securities and Exchange Commission. https://www.sec.gov/Archives/edgar/data/49196/000119312526103196/hban-20260312.htm

Permanent URL: https://creately.com/org-chart/fortune-500/huntington-bancshares/ · last updated 2026-04-01

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