Melvin L. Watt
Director
Office of the Director
700 reports
Federal Housing Finance Agency
Federal Housing Finance Agency (FHFA) Organizational Structure
Government · Functional structure · 700 employees · Washington, DC
9
Agency head span
3
Avg span
moderate
3
Max depth
3 levels
Interactive org chart
Federal Housing Finance Agency organizational chart
Explore the agency leadership model, component structure, and reporting layers from official public sources.
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FHFA is a small, independent federal regulator overseeing U.S. housing GSEs and the Federal Home Loan Bank System, structured around functional regulatory divisions reporting to a single Director appointed by the President.
What to model
Use the chart to test org decisions, not just view reporting lines
Start with the public baseline, then use the scenario views and source-backed changes to ask what happens when leadership, span, or team ownership shifts.
Scenario views in the chart
- Add Cross-Agency Data and AI Office Model adding a centralized data and AI governance office reporting to the Director to support stress testing and market analytics.
- Move Policy Programs Under COO Evaluate moving the Office of Policy Programs and Research under the Chief Operating Officer for tighter operational alignment.
Atlas work this supports
- Compare public operating models Use this official-source baseline to compare agencies, components, reporting layers, and field-office networks.
- Model vacancies and transitions Create planning scenarios for acting leaders, new offices, component moves, and cross-agency coordination changes.
- Keep an official source trail Track source URLs, leadership updates, and agency structure changes in one Atlas workspace for review.
The people
Key leaders and offices
10 senior leadership roles or offices from official public sources. Use this section as a current agency-leadership index, not a private-company filing table.
Lawrence Stauffer
Chief Operating Officer
Office of Operations
200 reports
Sharron P. A. Levine
Acting Director, Office of Minority and Women Inclusion
OMWI
0 reports
Bob Ryan
Deputy Director, Division of Conservatorship
Division of Conservatorship
0 reports
Fred C. Graham
Acting Deputy Director, Division of Federal Home Loan Bank Regulation
FHLBank Regulation
0 reports
Nina Nichols
Deputy Director, Division of Enterprise Regulation
Enterprise Regulation
0 reports
Sandra Thompson
Deputy Director, Division of Housing Mission and Goals
Housing Mission and Goals
0 reports
Alfred M. Pollard
General Counsel
Office of General Counsel
0 reports
Laura S. Wertheimer
Inspector General
Office of Inspector General
0 reports
Janell Byrd-Chichester
Acting Ombudsman
Office of the Ombudsman
0 reports
The operating model
How Federal Housing Finance Agency divides the work
4 offices, branches, or components organize the agency mission. Tile size scales with estimated staff where public estimates exist.
Division of Enterprise Regulation
150 employees
p6
Supervises and regulates Fannie Mae and Freddie Mac for safety and soundness.
Division of Federal Home Loan Bank Regulation
120 employees
p5
Oversees the Federal Home Loan Bank System and its member institutions.
Division of Housing Mission and Goals
80 employees
p7
Ensures regulated entities meet statutory housing mission requirements.
Division of Conservatorship
100 employees
p4
Manages FHFA’s role as conservator of Fannie Mae and Freddie Mac.
The agency brief
What this U.S. agency structure tells us
The Federal Housing Finance Agency (FHFA) is an independent agency in the executive branch responsible for supervising and regulating the housing Government-Sponsored Enterprises (Fannie Mae, Freddie Mac) and the Federal Home Loan Bank System. Its authority derives from the Housing and Economic Recovery Act of 2008. Structurally, FHFA is distinctive in that it combines prudential regulation, market oversight, and conservatorship authority within a single functional hierarchy led by a Senate-confirmed Director. Major divisions focus on enterprise regulation, bank regulation, housing mission goals, and conservatorship, supported by independent oversight functions such as the Inspector General and General Counsel. The agency’s public mission centers on safety and soundness, market liquidity, and access to housing finance.
- Single-director leadership model
- Combines regulator and conservator roles
- Independent agency outside cabinet departments
The comparison
Compare with related agencies
Compared with the Department of Housing and Urban Development (HUD), FHFA has a narrower but deeper regulatory focus, concentrating on secondary mortgage markets rather than housing assistance programs. Unlike Treasury or Commerce, FHFA directly oversees specific financial institutions and exercises conservatorship …
Senior office count
Federal Housing Finance Agency
10
Reporting depth
Federal Housing Finance Agency
3 levels
Current signals
What changed recently
No recent leadership changes documented in the supplied official source.
Frequently Asked Questions
Who leads the Federal Housing Finance Agency?
The Federal Housing Finance Agency is led by a Director appointed by the President and confirmed by the Senate.
What does the Federal Housing Finance Agency do?
FHFA regulates and supervises Fannie Mae, Freddie Mac, and the Federal Home Loan Bank System to ensure safety, soundness, and liquidity in U.S. housing finance markets.
What are the major offices or components of the Federal Housing Finance Agency?
Major components include the Divisions of Enterprise Regulation, Federal Home Loan Bank Regulation, Housing Mission and Goals, Conservatorship, and supporting offices such as the General Counsel and Inspector General.
Who does the Federal Housing Finance Agency report to?
FHFA is an independent agency in the executive branch and does not report to a cabinet department.
How can this org chart be used for planning or analysis?
The org chart helps policymakers and analysts understand regulatory responsibilities, oversight relationships, and where to plan resource shifts or new cross-cutting initiatives.
Sources
Reference
Cite this page
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APA 7th
Creately. (2026). Federal Housing Finance Agency organizational structure. Creately. Retrieved , from https://creately.com/org-chart/us-government/federal-housing-finance-agency/MLA 9th
"Federal Housing Finance Agency Organizational Structure." Creately, April 1, 2026, https://creately.com/org-chart/us-government/federal-housing-finance-agency/. Accessed .Chicago 17
Creately. "Federal Housing Finance Agency Organizational Structure." Last modified April 1, 2026. https://creately.com/org-chart/us-government/federal-housing-finance-agency/.Permanent URL: https://creately.com/org-chart/us-government/federal-housing-finance-agency/ · last updated 2026-04-01