internal
Michael L. Tipsord
Chairman, President & Chief Executive Officer
Executive
10 yr
11 reports
State Farm Insurance
Enterprise model with powerful EVP layer under long-tenured CEO
Financials · Fortune #36 · Hybrid structure · 67K employees · Bloomington, Illinois
7
CEO span
↓ tighter than peers (avg 10)
2.6
Avg span
moderate
3
Max depth
3 levels
6.1 yr
Avg tenure
100%
Internal hires
↑ above industry avg
Interactive org chart
State Farm Insurance organizational chart
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State Farm operates with an enterprise, EVP‑led structure under long‑tenured CEO Michael Tipsord, rather than a COO‑centric or divisional P&L model. This page maps the executive org, key departments, leadership tenure, and peer context for one of the largest U.S. mutual insurers.
What to model
Use the chart to test org decisions, not just view reporting lines
Start with the public baseline, then use the scenario views and source-backed changes to ask what happens when leadership, span, or team ownership shifts.
Latest signal Enterprise Operations Realignment changed role as Executive Vice President, Operations
Claims and underwriting functions further consolidated under EVP Operations in 2024.
Source · See change logScenario views in the chart
- Add Chief Operating Officer Introduce a COO reporting to the CEO to consolidate operations, technology, and service delivery under a single leader.
- Move Marketing Under Strategy Shift Marketing to report into Enterprise Strategy to tighten alignment between growth priorities and brand spend.
Atlas work this supports
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The people
Who's running this
7 executives identified as Named Executive Officers in the most recent SEC proxy. Bar length scales with tenure.
internal
Victor S. Roe
Executive Vice President, Operations
Operations
6 yr
2 reports
internal
Jonathan R. Davis
Executive Vice President, Treasurer & Chief Financial Officer
Finance
8 yr
2 reports
internal
Richard W. Garrard
Senior Vice President & General Counsel
Legal
7 yr
1 reports
internal
Susan K. Johnson
Senior Vice President & Chief Human Resources Officer
Human Resources
5 yr
0 reports
internal
Tom Bradley
Senior Vice President, Enterprise Strategy
Strategy
4 yr
0 reports
internal
Kristyn Cook
Senior Vice President, Marketing
Marketing
3 yr
0 reports
The businesses
How State Farm Insurance divides the work
4 divisions report into the group CEO. Tile size scales with estimated headcount.
Finance
3K employees
EVP, Treasurer & CFO (Jonathan R. Davis)
Oversees capital management, investments, and enterprise financial planning.
Insurance Operations
40K employees
EVP, Operations (Victor S. Roe)
Manages underwriting, claims, and service delivery across all lines.
Legal & Compliance
800 employees
SVP & General Counsel (Richard W. Garrard)
Provides legal, regulatory, and governance oversight enterprise‑wide.
Human Resources
1K employees
SVP & CHRO (Susan K. Johnson)
Leads talent management, compensation, and culture initiatives.
The thesis
Why this org is unusual
State Farm’s most distinctive structural feature is its heavy reliance on a powerful Executive Vice President layer directly under a long‑tenured CEO, rather than a classic COO‑centric model.
Michael Tipsord has maintained a relatively stable span with senior EVPs overseeing finance, operations, legal, people, strategy, and marketing, reflecting an enterprise rather than line‑of‑business design.
As a mutual insurer, State Farm emphasizes centralized risk, capital, and brand control. Operations and underwriting are consolidated under EVP Operations, while strategy and marketing remain CEO‑adjacent, signaling the importance of enterprise coherence over autonomous P&L units. The structure favors internal promotion and institutional knowledge, with most top leaders having spent the bulk of their careers at the company.
- No formal COO role
- All level‑2 leaders are long‑tenured insiders
- Centralized enterprise operations model
The comparison
How State Farm Insurance stacks up
Compared with other large P&C insurers, State Farm is more centralized than Allstate or Progressive, which operate with clearer product or business‑unit P&L ownership. Its EVP‑heavy model resembles USAA’s enterprise structure more than shareholder‑driven peers. Unlike publicly traded competitors, State Farm …
C-suite size
Reporting depth
Avg C-suite tenure
Has COO / Has CAIO
State Farm Insurance — no COO — no CAIO
Current signals
What changed recently
The most consequential recent change was a 2024 consolidation of claims and underwriting under EVP Operations.
- Date not confirmed reorgEnterprise Operations Realignment Executive Vice President, Operations
Claims and underwriting functions further consolidated under EVP Operations in 2024.
Source
Frequently Asked Questions
Who is the CEO of State Farm Insurance?
Michael L. Tipsord has served as Chairman, President, and CEO since 2015.
What type of organizational structure does State Farm Insurance use?
State Farm uses a centralized enterprise structure led by executive vice presidents rather than autonomous business units.
How many direct reports does State Farm Insurance's CEO have?
The CEO currently has seven direct reports at the executive vice president or senior vice president level.
How has State Farm Insurance's leadership changed recently?
In 2024, State Farm further consolidated claims and underwriting under EVP Operations, reinforcing its enterprise model.
Does State Farm Insurance have a COO?
No. State Farm does not use a formal COO role, relying instead on an EVP‑led operating structure.
Sources
- Company Newsroom, 2024
Reference
Cite this page
If you reference this page in research, analysis, or news writing, use one of the formats below. Citation includes the SEC filing source where applicable.
APA 7th
Creately. (2026). State Farm Insurance organizational structure. Creately. Retrieved , from https://creately.com/org-chart/fortune-500/state-farm-insurance/MLA 9th
"State Farm Insurance Organizational Structure." Creately, April 1, 2026, https://creately.com/org-chart/fortune-500/state-farm-insurance/. Accessed .Chicago 17
Creately. "State Farm Insurance Organizational Structure." Last modified April 1, 2026. https://creately.com/org-chart/fortune-500/state-farm-insurance/.Permanent URL: https://creately.com/org-chart/fortune-500/state-farm-insurance/ · last updated 2026-04-01