The Progressive Corporation ·PGR

Functional insurance model led by three P&L presidents

Insurance · Fortune #59 · Functional structure · 60K employees · Mayfield Village, OH

11
CEO span
near peer avg (10)
2.7
Avg span
moderate
2
Max depth
2 levels
7.3 yr
Avg tenure
100%
Internal hires
↑ above industry avg
Consolidated financials FY2025 · period end 2025-12-31 · 10-K
Revenue
$87.7B
Net income
$11.3B
Total assets
$123.0B
Shares out
586M

Sourced from The Progressive Corporation DEF 14A · filed 2026-03-23 ↗ View on SEC

Interactive org chart

The Progressive Corporation organizational chart

Explore the executive structure, reporting layers, and scenario-ready operating model from public filings.

Open editable chart

Functional insurance model led by three P&L presidents. This page maps Progressive’s executive structure, highlighting the CEO’s unusually broad span with Personal Lines, Commercial Lines, and Claims presidents reporting directly, alongside finance, tech, and strategy.

What to model

Use the chart to test org decisions, not just view reporting lines

Start with the public baseline, then use the scenario views and source-backed changes to ask what happens when leadership, span, or team ownership shifts.

Latest signal John P. Sauerland departed as Chief Financial Officer

Announced retirement effective July 3, 2026

Source · See change log

Scenario views in the chart

  • Add Chief Operating Officer Introduce a COO to consolidate operations currently split across Claims and CRM.
  • CFO Succession Finalized Complete the planned transition from Sauerland to Quigg.

Atlas work this supports

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The people

Who's running this

12 executives identified as Named Executive Officers in the most recent SEC proxy. Bar length scales with tenure.

internal

Susan Patricia Griffith

President & Chief Executive Officer

Executive

10 yr

60,450 reports

internal

Patrick K. Callahan

Personal Lines President

Personal Lines

11 yr

25,000 reports

internal

John P. Sauerland

Vice President & Chief Financial Officer

Finance

11 yr

500 reports

internal

Steven A. Broz

Chief Information Officer

Technology

10 yr

3,000 reports

internal

Karen B. Bailo

Commercial Lines President

Commercial Lines

5 yr

8,000 reports

internal

John Murphy

Claims President

Claims

4 yr

20,000 reports

internal

Andrew J. Quigg

Chief Strategy Officer

Strategy

8 yr

50 reports

internal

Jonathan S. Bauer

Chief Investment Officer

Investments

6 yr

120 reports

internal

William L. Clawson II

Chief Human Resources Officer

Human Resources

4 yr

200 reports

internal

David M. Stringer

Vice President, Secretary & Chief Legal Officer

Legal

2 yr

150 reports

internal

Lori Niederst

Customer Relationship Management President

CRM

4 yr

5,000 reports

internal

Maribel Pumarejo

Chief Marketing Officer

Marketing

1 yr

300 reports

The pay

Executive compensation

From the most recent DEF 14A Summary Compensation Table. 1 named executive officers disclosed. Bar length scales with total compensation.

Susan Patricia Griffith $17.7M
Base salary
$1.09M
Stock awards
$11.00M
Non-equity incentive
$5.44M
Other
$168K
Fiscal year
FY2025

The businesses

How The Progressive Corporation divides the work

4 divisions report into the group CEO. Tile size scales with estimated headcount.

Personal Lines

25K employees

Personal Lines President (Patrick Callahan)

Manages personal auto, property, and recreational insurance nationwide.

Commercial Lines

8K employees

Commercial Lines President (Karen Bailo)

Oversees commercial auto and small business insurance.

Claims

20K employees

Claims President (John Murphy)

Handles claims strategy and resolution across all products.

Technology

3K employees

Chief Information Officer (Steve Broz)

Leads IT platforms, data, and digital capabilities.

The thesis

Why this org is unusual

Three major insurance P&L presidents—Personal Lines, Commercial Lines, and Claims—all report directly to the CEO.

This creates a functional but P&L-heavy structure where underwriting, claims, and distribution leadership sit at the same level as traditional C-suite roles. Progressive has no standalone COO, with operational authority distributed across these presidents. The structure reflects Progressive’s long-standing emphasis on internal promotion and business-unit accountability rather than centralized operations.
  • No COO role
  • Three P&L presidents report to CEO
  • High internal promotion

The comparison

How The Progressive Corporation stacks up

Compared with peers like Allstate and Travelers, Progressive runs a flatter executive structure without a COO and with unusually strong business-line presidents. Many competitors centralize operations under a COO, while Progressive keeps claims and customer operations as peer functions to finance and technology. This …

C-suite size

The Progressive Corporation
12
Chubb
11
Liberty Mutual
12

Reporting depth

The Progressive Corporation
2 levels
5 levels
5 levels
Chubb
6 levels
Liberty Mutual
6 levels

Avg C-suite tenure

The Progressive Corporation
7 yr
Chubb
8 yr
Liberty Mutual
6 yr

Has COO / Has CAIO

The Progressive Corporation — no COO — no CAIO
Allstate ✓ COO — no CAIO
Travelers ✓ COO — no CAIO
Chubb ✓ COO — no CAIO
Liberty Mutual ✓ COO — no CAIO

Current signals

What changed recently

CFO John Sauerland will retire in July 2026, with Chief Strategy Officer Andrew Quigg slated to succeed him.

  • departed
    John P. Sauerland Chief Financial Officer

    Announced retirement effective July 3, 2026

    Source
  • Date not confirmed promoted
    Andrew J. Quigg Chief Financial Officer (designate)

    Expected to assume CFO role upon Sauerland retirement

    Source
  • Date not confirmed new
    Maribel Pumarejo Chief Marketing Officer

    Appointed June 2025

    Source

Leadership Timeline

Year-over-year executive structure based on SEC proxy and annual filings.

FY2025
DEF 14A filed 2026-03-23
CEO
Susan Patricia Griffith
CEO span
10
C-suite
5
Avg tenure
7.2 yr

Stable long-tenured executive team with internal promotions.

Named executive officers (5)
  • Susan Patricia Griffith - CEO since 2016
  • John P. Sauerland - CFO since 2015
  • Patrick K. Callahan - Personal Lines President since 2015
  • Karen B. Bailo - Commercial Lines President since 2020
  • John Murphy - Claims President since 2021

Year-over-year changes

FY2024 → FY2025

Added a dedicated Chief Marketing Officer, increasing CEO span.

  • CEO span: 10 → 11
  • C-suite size: 9 → 10
  • Avg tenure: 7.5 → 7.2 yr
  • new Maribel Pumarejo - Chief Marketing Officer (DEF 14A 2026-03-23)

Frequently Asked Questions

Who is the CEO of Progressive Corporation?

Susan Patricia Griffith has served as President and CEO since July 2016.

What type of organizational structure does Progressive use?

Progressive operates a primarily functional structure with strong business-line presidents.

How many direct reports does Progressive's CEO have?

The CEO has 11 direct reports as of 2026-Q2.

How has Progressive's leadership changed recently?

The CFO announced retirement in 2026, with a planned internal succession.

Does Progressive have a COO?

No. Progressive distributes operational leadership across business-line presidents.

Sources

  • 8-K Filing, Jan 28 2026
  • Company Leadership Page
  • SEC EDGAR: The Progressive Corporation DEF 14A Proxy Statement
  • SEC EDGAR: The Progressive Corporation 10-K Annual Report

Reference

Cite this page

If you reference this page in research, analysis, or news writing, use one of the formats below. Citation includes the SEC filing source where applicable.

APA 7th
Creately. (2026). The Progressive Corporation organizational structure. Creately. Retrieved , from https://creately.com/org-chart/fortune-500/progressive/
MLA 9th
"The Progressive Corporation Organizational Structure." Creately, April 1, 2026, https://creately.com/org-chart/fortune-500/progressive/. Accessed .
Chicago 17
Creately. "The Progressive Corporation Organizational Structure." Last modified April 1, 2026. https://creately.com/org-chart/fortune-500/progressive/.
Original SEC source View on SEC ↗
The Progressive Corporation. DEF 14A. Filed 2026-03-23. U.S. Securities and Exchange Commission. https://www.sec.gov/Archives/edgar/data/80661/000008066126000099/pgr-20260318.htm

Permanent URL: https://creately.com/org-chart/fortune-500/progressive/ · last updated 2026-04-01

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