Pacific Life

No standalone COO; enterprise leaders report directly to CEO

Financials · Fortune #272 · Hybrid structure · 4K employees · Newport Beach, California

9
CEO span
near peer avg (10)
2.6
Avg span
moderate
3
Max depth
3 levels
7.1 yr
Avg tenure
67%
Internal hires
↑ above industry avg

Interactive org chart

Pacific Life organizational chart

Explore the executive structure, reporting layers, and scenario-ready operating model from public filings.

Open editable chart

No standalone COO; enterprise and business-unit leaders report directly to Pacific Life’s CEO. This page maps the full executive structure, detailing CEO span of control, key enterprise functions, business-unit presidents, and how the insurer compares structurally with peers.

What to model

Use the chart to test org decisions, not just view reporting lines

Start with the public baseline, then use the scenario views and source-backed changes to ask what happens when leadership, span, or team ownership shifts.

Latest signal Enterprise Structure changed role as CEO Direct Reporting Model

2024-09: Continued enterprise structure with no standalone COO role, reaffirmed in leadership communications.

Source · See change log

Scenario views in the chart

  • Add Chief Operating Officer Introduce a COO to reduce CEO span and centralize operational execution across business units.
  • Move Distribution under Business Units Shift Distribution to report to Life Insurance and Retirement presidents to increase product alignment.

Atlas work this supports

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The people

Who's running this

9 executives identified as Named Executive Officers in the most recent SEC proxy. Bar length scales with tenure.

internal

Darryl Button

Chairman & Chief Executive Officer

Executive

10 yr

23 reports

internal

John Groth

Executive Vice President & Chief Financial Officer

Finance

8 yr

3 reports

internal

Rick Meyers

Executive Vice President & Chief Distribution Officer

Distribution

7 yr

3 reports

Andrew Rudd

Executive Vice President & Chief Investment Officer

Investments

6 yr

3 reports

internal

Scott McQuade

Executive Vice President & President, Life Insurance Division

Life Insurance

7 yr

0 reports

Jeff Poggi

Executive Vice President & President, Retirement Solutions

Annuities

6 yr

0 reports

Pat Hughes

Executive Vice President & Chief Risk Officer

Risk

5 yr

2 reports

internal

David B. Lowe

Executive Vice President, General Counsel & Corporate Secretary

Legal

9 yr

2 reports

Michael D. Miller

Executive Vice President & Chief Human Resources Officer

Human Resources

6 yr

2 reports

The businesses

How Pacific Life divides the work

4 divisions report into the group CEO. Tile size scales with estimated headcount.

Life Insurance

2K employees

President, Life Insurance Division (Scott McQuade)

Core life insurance products including term, universal, and variable life.

Retirement Solutions

1K employees

President, Retirement Solutions (Jeff Poggi)

Annuities and retirement income products for individuals and institutions.

Investments

500 employees

Chief Investment Officer (Andrew Rudd)

Manages general account assets and investment strategy.

Distribution

400 employees

Chief Distribution Officer (Rick Meyers)

Sales, marketing, and intermediary relationships.

The thesis

Why this org is unusual

Pacific Life’s most distinctive structural feature is the absence of a standalone Chief Operating Officer, with all major enterprise and business-unit leaders reporting directly to the CEO.

The CEO has a broad span covering finance, investments, risk, legal, HR, distribution, and two major P&L business presidents. This creates a flat, enterprise-centric top structure uncommon for insurers of similar size.

Below the C-suite, functional depth appears in finance, investments, and distribution, where multiple VP-level roles report directly to a single executive. Business units retain presidents but rely heavily on centralized enterprise functions rather than duplicated divisional infrastructure, reinforcing Pacific Life’s hybrid but CEO-centric model.

  • No standalone COO
  • High CEO span for mid-sized insurer
  • Strong centralized investment function

The comparison

How Pacific Life stacks up

Compared with large U.S. life insurers such as MetLife and Prudential, Pacific Life operates with a flatter top structure and fewer intermediary layers. Peers often interpose a COO or regional operating heads between the CEO and business-unit leaders. Pacific Life’s structure resembles a holding-company-light model: …

C-suite size

Pacific Life
9
New York Life
9
Principal Financial
8

Reporting depth

Pacific Life
3 levels
5 levels
New York Life
4 levels
Principal Financial
4 levels

Avg C-suite tenure

Pacific Life
7 yr
New York Life
8 yr
Principal Financial
6 yr

Has COO / Has CAIO

Pacific Life — no COO — no CAIO
MetLife ✓ COO — no CAIO
Prudential Financial ✓ COO — no CAIO
New York Life ✓ COO — no CAIO
Principal Financial — no COO — no CAIO

Current signals

What changed recently

The most notable feature remains Pacific Life’s sustained decision to operate without a COO, keeping a broad CEO span.

  • Date not confirmed reorg
    Enterprise Structure CEO Direct Reporting Model

    2024-09: Continued enterprise structure with no standalone COO role, reaffirmed in leadership communications.

    Source
  • Date not confirmed new
    Andrew Rudd Chief Investment Officer

    2020-01: Appointed as CIO, strengthening centralized investment oversight.

    Source

Frequently Asked Questions

Who is the CEO of Pacific Life?

Darryl Button has served as Chairman and CEO since 2016.

What type of organizational structure does Pacific Life use?

Pacific Life uses a hybrid enterprise structure with strong centralized functions and business-unit presidents.

How many direct reports does Pacific Life's CEO have?

The CEO has nine direct reports spanning enterprise functions and business units.

How has Pacific Life's leadership changed recently?

Recent years have emphasized continuity, including reaffirming the enterprise model without a COO.

Does Pacific Life have a COO?

No. Pacific Life operates without a standalone Chief Operating Officer, an unusual choice among large insurers.

Sources

  • Company leadership communications, 2024
  • Company press release, Jan 2020

Reference

Cite this page

If you reference this page in research, analysis, or news writing, use one of the formats below. Citation includes the SEC filing source where applicable.

APA 7th
Creately. (2026). Pacific Life organizational structure. Creately. Retrieved , from https://creately.com/org-chart/fortune-500/pacific-life/
MLA 9th
"Pacific Life Organizational Structure." Creately, April 1, 2026, https://creately.com/org-chart/fortune-500/pacific-life/. Accessed .
Chicago 17
Creately. "Pacific Life Organizational Structure." Last modified April 1, 2026. https://creately.com/org-chart/fortune-500/pacific-life/.

Permanent URL: https://creately.com/org-chart/fortune-500/pacific-life/ · last updated 2026-04-01

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