internal
Timothy M. Sweeney
President and Chief Executive Officer
Executive
3 yr
28 reports
Liberty Mutual Insurance Group
Three global business presidents report directly to the CEO
Financials · Fortune #91 · Hybrid structure · 40K employees · Boston, Massachusetts
7
CEO span
↓ tighter than peers (avg 10)
3.2
Avg span
moderate
3
Max depth
3 levels
5.9 yr
Avg tenure
71%
Internal hires
↑ above industry avg
Interactive org chart
Liberty Mutual Insurance Group organizational chart
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Three global business presidents report directly to the CEO, a distinctive feature of Liberty Mutual’s enterprise structure. This page maps the executive org across retail, commercial, and investment arms, outlines reporting depth, and analyzes how the model compares with insurance peers.
What to model
Use the chart to test org decisions, not just view reporting lines
Start with the public baseline, then use the scenario views and source-backed changes to ask what happens when leadership, span, or team ownership shifts.
Latest signal Timothy M. Sweeney moved into President and Chief Executive Officer
Promoted to CEO effective Jan 2023
Source · See change logScenario views in the chart
- Add Chief AI Officer Create a Chief AI Officer role reporting to the CEO to coordinate AI use across underwriting, claims, and investments.
- Align Retail Tech Under GRM Shift primary retail-facing technology teams to report to the President of Global Retail Markets to speed product delivery.
Atlas work this supports
- Connect Workday or UKG Get these analytics for YOUR org — tenure, span of control, headcount, automatically from your HRIS.
- Connect Salesforce Map your target accounts like this. Import contacts, visualize decision chains, plan multi-threading.
- Plan a Reorg Use this as a starting point. Model scenarios, compare structures, present options to your board.
The people
Who's running this
8 executives identified as Named Executive Officers in the most recent SEC proxy. Bar length scales with tenure.
internal
Emily F. Coughlin
President, Global Retail Markets
Retail Insurance
5 yr
4 reports
internal
Chris Peat
President, Global Risk Solutions
Commercial Insurance
6 yr
4 reports
Ajay Wadhera
Chief Information Officer
Technology
3 yr
3 reports
internal
James MacPhee
President, Liberty Mutual Investments
Investments
9 yr
3 reports
Thomas O’Connor
Chief Financial Officer
Finance
4 yr
3 reports
internal
Gagan Singh
Chief Risk Officer
Risk
7 yr
2 reports
Monica Caldas
Chief Human Resources Officer
Human Resources
4 yr
2 reports
The businesses
How Liberty Mutual Insurance Group divides the work
5 divisions report into the group CEO. Tile size scales with estimated headcount.
Global Retail Markets
22K employees
President, Global Retail Markets (Emily F. Coughlin)
Oversees personal and small commercial insurance operations worldwide.
Global Risk Solutions
10K employees
President, Global Risk Solutions (Chris Peat)
Manages commercial, specialty, and reinsurance businesses globally.
Liberty Mutual Investments
800 employees
President, Liberty Mutual Investments (James MacPhee)
Manages the company’s investment portfolio supporting insurance liabilities.
Finance
2K employees
Chief Financial Officer (Thomas O’Connor)
Oversees financial reporting, capital management, and planning.
Technology
4K employees
Chief Information Officer (Ajay Wadhera)
Provides enterprise IT, digital platforms, and cybersecurity.
The thesis
Why this org is unusual
Three major business presidents—Global Retail Markets, Global Risk Solutions, and Investments—sit alongside functional chiefs as direct reports to the CEO, giving Liberty Mutual an unusually enterprise-heavy span at the top.
This structure emphasizes P&L ownership at the business level while centralizing risk, finance, HR, and technology. The diagram shows each business president with multiple VPs covering geography or product, reflecting scale and regulatory complexity. Functional leaders remain influential but do not interpose an operating COO layer, keeping accountability close to the CEO.
- No standalone COO
- Separate president for investments reporting to CEO
The comparison
How Liberty Mutual Insurance Group stacks up
Compared with peers like Travelers and Chubb, Liberty Mutual places more emphasis on separate business presidents rather than a single commercial or personal lines head. Unlike Berkshire Hathaway’s insurance operations, which are highly decentralized, Liberty Mutual retains strong enterprise control through risk and …
C-suite size
Reporting depth
Liberty Mutual Insurance Group
3 levels
4 levels
Chubb
5 levels
4 levels
5 levels
Zurich Insurance Group
5 levels
Avg C-suite tenure
Liberty Mutual Insurance Group
6 yr
6 yr
Chubb
7 yr
5 yr
6 yr
Zurich Insurance Group
6 yr
Has COO / Has CAIO
Liberty Mutual Insurance Group — no COO — no CAIO
Chubb ✓ COO — no CAIO
Zurich Insurance Group ✓ COO — no CAIO
Current signals
What changed recently
The most consequential recent change was Tim Sweeney’s promotion to CEO in January 2023.
- Date not confirmed promoted
- Date not confirmed new
Frequently Asked Questions
Who is the CEO of Liberty Mutual Insurance Group?
Timothy M. Sweeney has served as President and CEO since January 2023.
What type of organizational structure does Liberty Mutual Insurance Group use?
Liberty Mutual uses a hybrid enterprise structure combining global business presidents with centralized functional leaders.
How many direct reports does Liberty Mutual Insurance Group's CEO have?
The CEO has seven direct reports, including three business presidents and four functional chiefs.
How has Liberty Mutual Insurance Group's leadership changed recently?
Recent changes include Tim Sweeney’s promotion to CEO in 2023 and the appointment of a new CIO in late 2022.
Does Liberty Mutual Insurance Group have a COO?
No, Liberty Mutual does not currently operate with a standalone Chief Operating Officer role.
Sources
- Company Newsroom, Jan 2023
- Company Newsroom, Oct 2022
Reference
Cite this page
If you reference this page in research, analysis, or news writing, use one of the formats below. Citation includes the SEC filing source where applicable.
APA 7th
Creately. (2026). Liberty Mutual Insurance Group organizational structure. Creately. Retrieved , from https://creately.com/org-chart/fortune-500/liberty-mutual-insurance-group/MLA 9th
"Liberty Mutual Insurance Group Organizational Structure." Creately, April 1, 2026, https://creately.com/org-chart/fortune-500/liberty-mutual-insurance-group/. Accessed .Chicago 17
Creately. "Liberty Mutual Insurance Group Organizational Structure." Last modified April 1, 2026. https://creately.com/org-chart/fortune-500/liberty-mutual-insurance-group/.Permanent URL: https://creately.com/org-chart/fortune-500/liberty-mutual-insurance-group/ · last updated 2026-04-01