Oscar Health, Inc. ·OSCR

Technology co-founder remains CTO under external CEO

Health Care · Fortune #437 · Hybrid structure · 2K employees · New York, New York

View as of:
5
CEO span
↓ tighter than peers (avg 8)
1.4
Avg span
tight
3
Max depth
3 levels
6 yr
Avg tenure
↑ 1.0yr from FY2024
60%
Internal hires
↑ above industry avg
Consolidated financials FY2025 · period end 2025-12-31 · 10-K
Revenue
$29M
Operating income
$-396357000
Net income
$-443151000
Total assets
$6.3B

Sourced from Oscar Health, Inc. DEF 14A · filed 2026-04-22 ↗ View on SEC

Interactive org chart

Oscar Health, Inc. organizational chart

Explore the executive structure, reporting layers, and scenario-ready operating model from public filings.

Open editable chart

Technology co-founder Mario Schlosser continues as CTO under externally hired CEO Mark Bertolini. This page maps Oscar Health’s hybrid structure, executive team, and governance, highlighting its founder-led technology core, shallow hierarchy, and recent leadership changes.

What to model

Use the chart to test org decisions, not just view reporting lines

Start with the public baseline, then use the scenario views and source-backed changes to ask what happens when leadership, span, or team ownership shifts.

Latest signal Mark T. Bertolini changed role as Chief Executive Officer

Amended and restated employment agreement executed December 22, 2025.

Source · See change log

Scenario views in the chart

  • Add Chief Operating Officer Introduce a COO to integrate insurance operations and technology execution as the company scales.
  • CTO Succession Planning Prepare for eventual transition from founder-led technology to a professional CTO successor.

Atlas work this supports

  • Connect Workday or UKG Get these analytics for YOUR org — tenure, span of control, headcount, automatically from your HRIS.
  • Connect Salesforce Map your target accounts like this. Import contacts, visualize decision chains, plan multi-threading.
  • Plan a Reorg Use this as a starting point. Model scenarios, compare structures, present options to your board.

The people

Who's running this

6 executives identified as Named Executive Officers in the most recent SEC proxy. Bar length scales with tenure.

Mark T. Bertolini

Chief Executive Officer

Executive

3 yr

7 reports

internal

Mario Schlosser

Co-Founder, President of Technology and Chief Technology Officer

Technology

14 yr

0 reports

internal

R. Scott Blackley

Chief Financial Officer

Finance

5 yr

1 reports

Janet Liang

President of Oscar Insurance

Insurance Operations

1 yr

0 reports

Adam McAnaney

Chief Legal Officer

Legal

1 yr

1 reports

internal

Joshua Kushner

Co-Founder and Vice Chair of the Board

Board Leadership

14 yr

0 reports

The skin in the game

Beneficial ownership

Insider stock holdings and the company's ownership requirements for executives and directors. Disclosed in the most recent DEF 14A.

Stock ownership requirements
Director cash retainer

Directors must hold stock equal to at least 5x annual cash retainer.

The businesses

How Oscar Health, Inc. divides the work

3 divisions report into the group CEO. Tile size scales with estimated headcount.

Technology

900 employees

President of Technology & CTO (Mario Schlosser)

Builds and operates Oscar’s full-stack insurance and engagement technology platform.

Insurance Operations

800 employees

President of Oscar Insurance (Janet Liang)

Oversees health plan operations, medical management, and regulatory execution.

Finance

300 employees

Chief Financial Officer (Scott Blackley)

Manages financial reporting, capital, actuarial, and investor relations functions.

The thesis

Why this org is unusual

Oscar Health’s most distinctive structural feature is that its technology co-founder remains deeply embedded as CTO under an externally hired CEO.

Mark Bertolini, recruited in 2023, sits above a leadership bench where founder Mario Schlosser continues to run technology with broad autonomy.

The CEO’s span includes technology, finance, insurance operations, legal, and a founder–vice chair role, producing a hybrid structure that blends founder-led product control with professionalized insurance and financial management. Insurance operations are consolidated under Janet Liang, reflecting a shift toward execution discipline and regulatory scale.

The organization is relatively shallow, with only a few publicly named executives below the C-suite, consistent with Oscar’s technology-centric operating model and centralized decision-making.

  • Founder CTO retained under external CEO
  • No standalone COO role

The comparison

How Oscar Health, Inc. stacks up

Compared with other publicly traded managed-care and health-tech peers, Oscar Health maintains a smaller, more founder-influenced executive team. Unlike traditional insurers such as UnitedHealth or Elevance, Oscar concentrates technology and product authority under a single long-tenured founder-CTO. Peers of similar …

C-suite size

Oscar Health, Inc.
6
Clover Health
6
Alignment Healthcare
7

Reporting depth

Oscar Health, Inc.
3 levels
Clover Health
4 levels
Alignment Healthcare
5 levels
6 levels

Avg C-suite tenure

Oscar Health, Inc.
6 yr
Clover Health
4 yr
Alignment Healthcare
6 yr
7 yr

Has COO / Has CAIO

Oscar Health, Inc. — no COO — no CAIO
Clover Health — no COO — no CAIO
Alignment Healthcare ✓ COO — no CAIO
UnitedHealth Group ✓ COO ✓ CAIO
Humana ✓ COO — no CAIO

Current signals

What changed recently

The most significant recent change was the hiring of Janet Liang as President of Oscar Insurance in February 2025.

  • reorg
    Mark T. Bertolini Chief Executive Officer

    Amended and restated employment agreement executed December 22, 2025.

    Source
  • Date not confirmed new
    Janet Liang President of Oscar Insurance

    Appointed February 2025 to lead insurance and operations.

    Source
  • Date not confirmed new
    Adam McAnaney Chief Legal Officer

    Joined January 2025 as Chief Legal Officer.

    Source

Leadership Timeline

Year-over-year executive structure based on SEC proxy and annual filings.

FY2025
DEF 14A filed 2026-04-22
CEO
Mark T. Bertolini
CEO span
5
C-suite
5
Avg tenure
6 yr

Founder CTO retained alongside externally hired CEO.

Named executive officers (5)
  • Mark T. Bertolini - Chief Executive Officer since 2023
  • Mario Schlosser - President of Technology & CTO since 2012
  • Scott Blackley - Chief Financial Officer since 2021
  • Janet Liang - President of Oscar Insurance since 2025
  • Adam McAnaney - Chief Legal Officer since 2025
FY2024
DEF 14A filed 2025-04-25
CEO
Mark T. Bertolini
CEO span
5
C-suite
5
Avg tenure
5 yr

Insurance and legal leadership later turned over in 2025.

Named executive officers (5)
  • Mark T. Bertolini - Chief Executive Officer since 2023
  • Mario Schlosser - President of Technology & CTO since 2012
  • Scott Blackley - Chief Financial Officer since 2021
  • Alessandrea Quane - Chief Insurance Officer since 2021
  • Ranmali Bopitiya - Chief Legal Officer since 2021
FY2023
DEF 14A filed 2024-04-25
CEO
Mark T. Bertolini
CEO span
4
C-suite
4
Avg tenure
4 yr

CEO transition from founder-led model.

Named executive officers (4)
  • Mark T. Bertolini - Chief Executive Officer since 2023
  • Mario Schlosser - CTO since 2012
  • Scott Blackley - Chief Transformation Officer since 2022
  • Ranmali Bopitiya - Chief Legal Officer since 2021

Year-over-year changes

FY2024 → FY2025

Insurance and legal leadership turned over while overall structure remained stable.

  • CEO span: 5 → 5
  • C-suite size: 5 → 5
  • Avg tenure: 5 → 6 yr
  • new Janet Liang - President of Oscar Insurance (DEF 14A, Apr 2026)
  • new Adam McAnaney - Chief Legal Officer (DEF 14A, Apr 2026)

The board

Board of directors

8 directors. 5 of 8 independent (63%). Source: most recent DEF 14A.

Joshua Kushner

Inside

Co-Founder, Thrive Capital

Director since 2012 · Age 40

Mark T. Bertolini

Inside

Chief Executive Officer, Oscar Health

Director since 2023 · Age 69

William (Bill) J. Gassen III

Independent

Director since 2022 · Age 45

Laura Lang

Independent

Director since 2022 · Age 70

David Alexander Plouffe

Independent

Director since 2021 · Age 58

Siddhartha Sankaran

Independent

Director since 2021 · Age 48

Mario Schlosser

Inside

CTO, Oscar Health

Director since 2012 · Age 47

Vanessa Ames Wittman

Independent

Director since 2021 · Age 59

Frequently Asked Questions

Who is the CEO of Oscar Health?

Mark T. Bertolini has served as CEO since April 2023.

What type of organizational structure does Oscar Health use?

Oscar Health uses a hybrid structure blending founder-led technology with functional insurance and finance leadership.

How many direct reports does Oscar Health's CEO have?

The CEO has five direct executive reports.

How has Oscar Health's leadership changed recently?

Recent changes include the hiring of Janet Liang as President of Oscar Insurance and Adam McAnaney as Chief Legal Officer in 2025.

Who reports directly to Oscar Health's CEO?

Direct reports include the CTO, CFO, President of Oscar Insurance, Chief Legal Officer, and Vice Chair.

Sources

  • Form 8-K, Dec 29 2025
  • Company Proxy Statement, Apr 2026
  • SEC EDGAR: Oscar Health, Inc. DEF 14A Proxy Statement
  • SEC EDGAR: Oscar Health, Inc. 10-K Annual Report

Reference

Cite this page

If you reference this page in research, analysis, or news writing, use one of the formats below. Citation includes the SEC filing source where applicable.

APA 7th
Creately. (2026). Oscar Health, Inc. organizational structure. Creately. Retrieved , from https://creately.com/org-chart/fortune-500/oscar-health/
MLA 9th
"Oscar Health, Inc. Organizational Structure." Creately, April 1, 2026, https://creately.com/org-chart/fortune-500/oscar-health/. Accessed .
Chicago 17
Creately. "Oscar Health, Inc. Organizational Structure." Last modified April 1, 2026. https://creately.com/org-chart/fortune-500/oscar-health/.
Original SEC source View on SEC ↗
Oscar Health, Inc.. DEF 14A. Filed 2026-04-22. U.S. Securities and Exchange Commission. https://www.sec.gov/Archives/edgar/data/1568651/000114036126016119/ny20059895x771_def14a.htm

Permanent URL: https://creately.com/org-chart/fortune-500/oscar-health/ · last updated 2026-04-01

Turn this benchmark into your Atlas workspace. Import your own people data, compare spans and layers, and test scenario plans before changing the live org.